Health Insurance

Health insurance is there for the moments we have to face the inevitable truth that none of us are invincible.

Is it really that important?

Health insurance may be the most important type of insurance you can carry. That’s because it affects more areas than just your health, it can also affect your financial bottom line. The health care industry is unpredictable and the costs can seem never ending.

With health insurance, you can take the guessing and the stressing out of life's unpredictability.

Individual Health Insurance Plans

On March 23, 2010, the Affordable Care Act was signed. This law was designed to bring comprehensive health insurance reforms, hold insurance carriers accountable for costs, and give more consumers access to health care. This also allowed consumers, who's household income falls below established thresholds, to receive monthly premium tax credit for their privately owned policies. 

Each year, there is a period of time called “open enrollment," which runs from November 1 through December 15 of each year. During this time, you can shop and apply for a new health insurance plan if you find your current plan unsuitable. Once open enrollment period ends, you cannot buy or change a plan unless, you have a qualifying life event (such as losing your current coverage, getting married, or having a baby).

Until recently, most people got their health insurance from their employer, and those with lower incomes received coverage from the government. But more and more, people are buying private health insurance plans tailor made for individuals, and families.

If you find yourself in this position, without a clear understanding of what you should do or even look for, our agency is fully equipped to help you understand and enroll in an individual health insurance plan that is right for you.

Why Choose Our Company?

Because we are an independent agency offering timely health insurance quotes and online applications from multiple health insurance companies. Compare options, and apply online from the convenience of your own home or office.

We can help you simplify what seems complex, and help you choose from quality, competitive health care plans.

Contact us today, and we'll help you protect what matters most.